Superior Watershed Partnership Michigan Energy Assistance Program (MEAP)

Do You Need Assistance With Your Utility Bills?

THE SUPERIOR WATERSHED PARTNERSHIP MICHIGAN ENERGY ASSISTANCE PROGRAM IS OUT OF FUNDING.  WE EXPECT TO HAVE FUNDING AGAIN IN OCTOBER 2026.  IF YOU HAVE AN URGENT NEED PLEASE CALL 211 OR GO TO 211.ORG.

Upper Peninsula and Northern Michigan residents needing assistance should call the Superior Watershed Partnership Energy Office at 906-273-2742. Caseworkers are here to help!

 

The Superior Watershed Partnership (SWP) is a trusted, long-standing Michigan Energy Assistance Program (MEAP) grantee that has delivered utility relief and self-sufficiency services across Michigan since 2013. Functioning as a comprehensive "one-stop shop," the SWP community-based approach helps struggling low-income families pay energy bills during harsh winter months while equipping them with the tools needed to gain true home energy security

Serving the Upper Peninsula and Northern Michigan

The SWP administers MEAP services across 36 rural and isolated northern Michigan counties, spanning Prosperity Regions 1-3:

  • Region 1: The Upper Peninsula
  • Region 2: The Northwest Lower Peninsula
  • Region 3: The Northeast Lower Peninsula

While these three vast regions cover a massive geographic landmass, they contain only about 8% of the state's population. Due to this isolation, the SWP collaborates closely with local project partners—including participating St. Vincent de Paul conferences, Native American tribes, and local charities—to ensure applicants can easily access a helping hand right in their own communities.

Why Our Services are Essential

Residents in the Upper and Northern Lower Peninsulas face unique energy challenges that make the SWP MEAP program an essential lifeline.

  • High Utility Rates: Yoopers and northern residents face comparatively high electricity costs.
  • Deliverable Fuel Reliance: High dependence on expensive heating sources like propane and fuel oil.
  • Severe Climate: Extreme, lengthy winters drastically push up home heating demands.
  • Aging Housing Stock: Older, less energy-efficient homes lead to excessive energy waste.

A Holistic Model

Believing that utility access is a basic human need, the SWP treats every client with empathy and dignity. Over the past decade, the program has successfully distributed $24 million in financial assistance to help more than 11,000 households.

Beyond paying immediate energy bills, the SWP helps reduce the crisis by providing self-sufficiency services and by deploying its Great Lakes Climate Corps (GLCC) energy crews directly into eligible homes. To reduce household energy burdens, our crews provide energy kits, perform comprehensive Department of Energy Home Energy Scores and make direct referrals to energy waste reduction implementor.

STEP 1

Learn About The Available Assistance Programs

MEAP

The Michigan Energy Assistance Program (MEAP) is a state-funded program designed to help you pay utility bills and secure long-term solutions to lower your energy costs. If you are struggling to keep up with your heating or electric bills, MEAP provides direct energy assistance and self-sufficiency coaching to keep your home warm and secure.

 

Program Eligibility

To qualify for MEAP, your household must satisfy a specific set of criteria established by the state:

  • Income Limits: Gross household income must be at or below 150% of the Federal Poverty Level (FPL) or 60% of the State Median Income (SMI).
  • Energy Burden Thresholds: Ongoing assistance is prioritized for households where utilities target standard caps of 4% of gross income for electricity and 2% of gross income for heating.
  • Crisis Payments Exception: Immediate emergency or crisis payments do not require an energy burden calculation.
  • Shared Bill Responsibility: You may be responsible for paying a calculated portion of your bill.
  • Prioritization Status: Applications receive expedited processing if the household includes vulnerable individuals (seniors 60+, children under 5, individuals with disabilities, or anyone experiencing recent homelessness).
  • Categorical Eligibility: proof of participation in SNAP, TANF, WIC, Head Start, or SSI are accepted forms of eligibility, however, income statements may result in a higher benefit.
  • State Emergency Relief (SER) Status: If approved in the current grant term starting in October, you will not need to upload household income documents to your MEAP application.
  • Proof of ID is required for the applicant on the first application each grant term.

 

Energy Assistance Options

Crisis Payments

Crisis payments provide immediate financial relief to resolve urgent utility emergencies.

  • Must have an active past due bill or 30% or less remaining capacity in a deliverable fuel tank.
  • Energy assistance limited to your primary heat source only.
  • Fixed caps based on fuel type:
    • $600 Cap: Natural Gas, Non-Heat Electricity, and Wood.
    • $900 Cap: Electric Heat, Fuel Oil, and Propane.

 

Affordable Payment Plans (APPs)

APPs provide structured, long-term relief by capping your monthly utility costs to a manageable percentage of your income.

  • Provider Restrictions: Available exclusively to customers of Consumers Energy, DTE Energy, SEMCO Energy, and Upper Peninsula Power Company (UPPCO).
  • Energy Burden Benchmarks: Household energy burden must be 4% or more for electricity or 2% or more for heating.
  • Electric and heating costs are evaluated as completely separate calculations based on annual income against total energy costs.
  • A MEAP Application only needs to be filled out once to maintain your payment plan layout.
  • Disenrollment due to non-payment results in loss of plan eligibility.
  • Participating households are not eligible for HESA payments.
  • Eligibility verfication required every 12 to 24 months.

 

Home Energy Security Allowance (HESA)

  • HESA plans are for energy providers that do not offer a MEAP Affordable Payment Plan.
    • Consumers Energy, DTE Energy, SEMCO Energy and Upper Peninsula Power Company accounts are not eligible for a HESA.
  • Household energy burden must be 4% or more for electricity or 2% or more for heating.
  • Assistance caps are calculated based on your specific electric or primary source energy burden.
  • Households can submit an application up to 4 times per grant term, applying for both heat and electric assistance simultaneously.
  • Deliverable fuel oil or propane tanks must be at or below 30% capacity at the time of the request.
  • If your information has not changed since your initial application, you only have to fill out a small portion of the subsequent MEAP Application and upload utility bills or quotes to reapply.

 

Application Process

  1. Apply for State Emergency Relief (SER) First: If your household is at or below 150% FPL, you are highly encouraged to submit an emergency application to the Michigan Department of Health and Human Services (MDHHS) via the MI Bridges website.
    1. You may apply once for electric and once for heat each grant term (October - September).
    2. SWP may be able to help if you are required to make a co-pay.
  2. Connect with the SWP: Once your SER application is submitted or approved, you can work directly with the Superior Watershed Partnership.
  3. Apply Directly: Connect with the SWP MEAP team by phone at 906-273-2742 x101 or via email at meap@superiorwatersheds.org.
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LIHEAP/SER Program
STEP 2

Determine Your Energy Assistance Eligibility!

Energy Assistance Program Eligibility Calculator

Use this calculation tool to determine your estimated household State Median Income and the assistance programs you may be eligible for.

Household Income

Income over the past 30 days for all household members.

Deductions

Total amount paid over the past 30 days.

Size of Household

Total number of people living in your household.

STEP 3

View Your Eligibility Results

Please use the tool above to calculate your eligibility for our energy assistance programs.
Your calculated net monthly income minus any deductions: .
Your calculated Area Median Income (AMI) percentage: .

Based on the results, you may qualify for the following Assistance Programs:

Michigan Energy Assistance Program (MEAP)

Low Income Home Energy Assistance Program State Emergency Relief (LIHEAP/SER)

Sorry, you're not eligible for any of the assistance programs at this time.

STEP 4

Review Your Potential Level of Assistance

Click to enlarge.

STEP 5

Apply For An Assistance Program

Apply for MEAP Program

MEAP Program Application Process


1. If your household income is at or below 60% State Median Income (SMI), you may be eligible for MEAP 

  • If your household income is at or below 150% FPL, applying for State Emergency Relief (SER) through the Michigan Department of Health & Human Services (MDHHS) may be to your benefit, as you may receive more assistance. See LIHEAP/SER Program tab for more information.

2. Confirm that your household size and income fall within program limits

  • Check the SWP Income Calculator or chart above

3. Complete the SWP MEAP Application

  • Fill out our MEAP Application each time you need assistance!
    • Don't forget to attach your itimized utility bill, quote and other proofs.
  • For additional MEAP Applications where your household income or composition hasen't changed, you will only need to fill out a few sections and upload your energy bills.

4. Request Additional Assistance

  • Once you are income verified, we will let you know what energy payment plans you are eligible for.
Apply for LIHEAP/SER Program

Still have questions? Call us at 906-273-2742 or visit the State of Michigan website for more information on MEAP.

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